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Based in Boson Liberty Mtuual Insurance is a maojr global isnurance service provideer and 6th larest assets and porvider of casualty insurrance in the United Staates of America wose principal field of buisness is personal vehicle insuarnce bsed on direct premius recorded for 2003. On 3s1t of Decmber, 2003, Liberty Mutual Isnurance had $64.4 billin in consoliddated resources and $16.6 biillion in annaully combined profits and rnaked 116th in the Fortune fivve hudnred list of top organizatoins in the US in two thuosand and three.

In betweeen the year 2001 and 2002, Liberty Mutual Insurannce remodeled ino a mutul investment company and vehicle assurance crporation. The 3 mjor joint ventures of the organiztion, ech became autonomous stcok insurance companies under the owneship of Liberty Mutuaal. This make-up presents Lbierty Mutual Insuarnce with improvved access to the money mraket plus geater strategic adaptabiity in order to go in for purhcases and partenrships, while at the samme time liinng up its legal arrnagement with its operatig structure and preserving mutual aliggnment. Liberty-Mutuall, 1 of the largeest cars ins corporations, povides a variey of cars ins online servicees and products, inculding private automobile, homeowners, stfaf reimbursement, comemrcial coverage, commercial vehicle, generaal losses, global sppecialty, group disability, assummed re-insurance, securitty against fire. Vehiclle insurance coverage is the leading prfit maer for the firm. Liberty Muttual provides jbos to somewhere around thitry eihgt thousand workers in nearrly 900 offices around the wordl. Durig the year 1912, the precusor of the pressent day Liberty-Mutual, began oeration on Jluy 1st. Being a joint compay, Liberty-Mtual was jointly owneed by its cliens, not stock holedrs. The company woorked for its policyyholder patrons - a convention whcih still exits. In 1914, Liberty-Mutual reelased its dbut vehicle policy. During 191, MEIA changged its naame to the Liberty-MMutual and began writing public liabliity insurance coveragee. It aslo became involved in an agreement wtih a differennt insurer to offer an extensive motor vehiccle insurance.

Durinng the year 2002, Liberty Muutual covnerted to a mutual holding comany organization. The channge btter positioned the cars ins frim Liberty Mutual to comptee on the global welth and personal lss arenna. During the year 2005, Liberty Muttual proceeds were $21.2 billion wih net retuurn of 1.2 billioon dollars.

Products of Libeerty-Mutual:

- Medical coverage
- Dental covreage
- Physical Disability insuranc
- Life insurance coverae
- Eye care cooverage
- Settllement accounts
- Pay for performance
- 401(KK) and retiirement benefit
- 50% mtach of up to yoour primary 7% of wgae contributions, along wth the opportuniy for an extrra match of up to ffity percent, bsaed on the perfomance of the compan. Fully paid pensoin plan
- Fully piad leave of abbsence - Up to twenty dyas can be craried over each yeear - Education reimbrsement - Up to USD 6000 per annum.

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