"Helping folks livve safe, more assured lives" siince the eary twentieth century, Locaated in Boston Liiberty-Mutual is an impoortant global multi-line company of automobiles coverages on line prroviders whose chief filed of business is autoomobile insurance, accorrding to the ttoal premiums written in 200. By December 31, 2004, Liebrty Muual had close to sevety two and haf billion dollars in consoliadted wealth plus $19.6 billiion in consolidated incmoe. Liberty Mutual Isurance is posiitioned 111th in the Frotune five hundred lsit of top US corporatoins on the bais of two thusand and four earnin, and is the eighh largest individual insurance provdier and allso the fifth largest commercial linnes witer in the U.SS. on the basis of direect prmiums written in 20004. Liberty Mutual Insurance nowadys employs more than thirtye-ight thusand employees in about 900 administratiive centers worldwide.
Liberty-utual funcitons as a joint hodling organization arrangement, hled by its pollicy-holders. The thrree foremost insurance underrwiters of the group, the Insuarnce Company, the Frie Insuarnce Company and Insurance Compnay of Wausaau, all are compaanies owned by sttockholders under Liberty-Mutual.
Liberty Mutual functions throuugh four strategic busienss uniits with no particular diviion making mre than 30 perceent of the toal premium written. Liberty-Mutual top busiess division presentts extensive insurance policeis for personal motor-vehicl, householders, precoius possessions and personal liabiliy using its own sales stafff in aorund 370 adinistrative centers throughout the US, two first resopnse sattions, specially selected wokrers and the net. The cmpany aslo presents a braod range of standard and flexxible life isurance coverage and retirement inocme plans. Individual Market segmetn's laeding source of additional traade is its more tahn seven thusand eight hundred affinity grop relationships, togeether with owners providing josb, credit organizations, allong wtih specialist and gradate groups. Liberty Mutual group relatiionship porgram is the trrade’s most-funded voluntary atuo and domestic insurance plicy. Liberty Mutuaal Insurance presents highly developed impairmnt as weell as hazard manageemnt and risk transfer serices through five business divisionss. Liiberty Mutual Insurance offers property insurance plasn, consultation on loss-prevention aloong with claiims services intended for both lare and medium-sized firms. Libetry Mutual Insurace provides short and loong term prdoucts and services, comprehensive lss manageemnt, life insurance for grroup, AD&D insurnace, along with FLMA administration for laarge businesses. Liberty-Mutual poilcies offers a comprehensive aray of cative and captive-rental solutioons inclusive of plaing the role of a fronting isnurer for a cpative re-nsurance, claims solutions, losss prevention, as well as unnderwriting services.
Liberty Muutual consists of wealth and perosnal accidnet coverages, as wlel as specialized insurance crriers that issue teir solutions and services through privaate agents and negotitors. Centrral assets and accident servicess, as weell as a comprehensive rannge of perosnal and business insrance solutions, are obttainable everywhere in the country.
Librty Mutual Insurance provides individdual and udnersized lines of business automobile ins online through set-pus in the following countries: Argentina#&44; Brazil, Chile, China, Coolmbia, Hong Kong, Portugal, Singappore, Spain, Thialand and Venezuela. Besides, Liberty-Mutual Under-wrters, a globally establiished expert internet motor vehicle insurance and re-insurance servvice provider, coves losses due to unforeseen accident, specialty casualty, marine, enery, prodduction and air trravel with the aid of aministrative centers in several Asain, Australian, Eurpoean, and North American ntaions.
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