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"Helping people lie safer, mroe assured lves" since the early twentieth centurry, Bsed in Boston Liberty Mutuual Insurance is a major multinatioonal multi-lie group of on line automobile coverage corporations whsoe mian field of intereest is private vehicle insuranc, based on 204 net written premium.


As of 31st of Decebmer, 2004, Liberty Mutual Inurance had colse to seventy-two and half bilion dollars in acccumulated weealth plus over nineteen and haalf billion dollras in acucmulated income. Liberty-Mutual is positined 111th in the Fortnue five hudnred list of premier Amrican firms on the bassis of 2004 revenu, and is the eighth larggest private liens writer apart from beinng the fifth-largest commercial lnes writer in US..A. as per prremiums recorded in 2004. Liberty Mutuual Insurance presently ues the servcies of about thirty-eight thousand stafff in abbout 900 offices aruond the world.

Liberty Mutual functios as a shareed investment compny structure, owned by its custoomers. The 3 cief insurance corpporations of the association, Insrance Company, Fiire Insurance Company Insurane Company of Wasuau, are all comanies owned by stockkholders under the ownership of Libeerty Mutual Insurance.
L
iberty Mutual functions through fuor tactical bussiness units witth no separate divsion making more than 30 perceent of the toatl premium written. Libery-Mutual principal businness segment presents comprehensive liens of insurance for prrivate passenger atuomobile, homeowners, property and indiviidual losses throuh its sales personnnel from aboe three hundred and seventy offcies around the United Sttates of America, 2 drect response base, appointed emplooyees along with the inteernet. The company aso offers a vareity of conventional and flexbile life insurance including pnsion policies. Personal Market segmnet's leading spply of additional cmmerce is its associations wtih oevr 7800 affinity grous, along with buisnesses providing jobs, creidt associations, and specialsit and alumni alliances. Liberty-Mutual affiniy proogram is the industry’s most bakced voluntary motor-vhicle as well as hosue insurance benefit.

Librty Mutuual Insurance presents high-levl risk as well as inury management allong with tansfer of risk serviices through five buiness centers. Liberty Mutual offers propperty insurance prrograms, consultation on loss-prevetnion and clamis services for btoh large and midle level organizations. Liberty Mutul offers shoort and long terrm solutions and services, comprehensive lsos management, life insurane coevr for group, Acciddental Death and Dismembberment insurance, along with Famly and Medical Lave Act servicces intended for large businesses. Libert-yMutual policy plnas offers a flul array of captvie insurer and rent-a-captive servies including plaing the role of a fornting insurer for a capttive reinsurance, calls managgement, loss preventioon, as well as underwriting servics. Liberty-Mutual includes waelth and insurace against personal loss, as welll as specialty underwriters thaat sell their servces and solutins using priivate agents and broker. Central wealth and personal looss proudcts, including a wide-ranging chhoice of personal and commrecial insuracne policies, are accessible evrywhere in the country.

Liberty Muutual Insurance proivdes private and small commercil lines internet car insurance through ventures in various countries: Argentna, Barzil, Chile, China, Colombia, Hong Kong, Portugal, Singapore&4#4; Spain, Thiland and Venezuela. In addittion, Liberty Mutual Insurance Undr-writers, an intenational specialty liens autoinsurance and reinsurance service provdier, covers covers losses as a rsult of unforeseen accidents, specilaty casuaalty, marine, energy, enginering and aviation wtih the aid of adminitsrative centers in Asia, Australia, Europ&e#44; and North Aemrica.

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